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Adulting 101: 10 Money Saving Tips from CAPA's Finance Team

Nov 1, 2018 1:30:00 PM / by Julie Ritz

Adulting (otherwise known as growing-up) is hard. Having your own responsibilities and making your own money can be an adjustment when you’re used to living at home and being taken care of. But there’s nothing like getting that first paycheck and knowing that all of your hard word amounted to something. You, and only you, just got paid!

Now that you’ve got that paycheck, what should you do with it? All that talk of saving for retirement so young can seem like it’s too far away to care about, but is it? The truth is that it’s never too early to start saving or learning the smart way to spend your hard-earned cash.

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To help you out, the experts from CAPA's very own finance department have come up with some tips to keep you on track toward financial stardom. Following these steps will put you on the right path toward saving and spending money efficiently:

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Posted in: Florence, Italy, Scholarships & Financing

How Studying Abroad in London Teaches You About Budgeting + an Ode to LEON Restaurants

Oct 30, 2018 8:33:00 AM / by Maisie Haney

In this week's post, Maisie discusses how living in a city like London has taught her about budgeting and prioritizing spending, including saving money by cooking at home, setting budgets for weekly activities, and finding budget-friendly staples such as LEON fast-casual restaurants. 

As I have mentioned, and I am sure anyone you’ve spoken to about London will tell you (even if you had just mentioned how strange the rain situation is like, “You know, the rain in London feels like a broken glass simulation that might be at Universal Studios.”), London is expensive. So expensive, that when my mother calls to tell me how much I’ve spent, I am always shocked. I have never been so conscious of how much money I spend, and yet I am fighting a losing game. My friends literally said out loud that it would be more money-conscious to eat out at “cheap” places for lunch and dinner, to just skip out on grocery shopping and cooking meals pretty much all together. Absolutely not!!!! Do not fall into this trap. I have saved so much money grocery shopping, and when I am desperate to eat out, I always go for LEON. More LEON praise to come (minus their gluten free chicken nuggets, this is a wolf in sheep’s clothing).

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Posted in: London, England, Scholarships & Financing

The Biggest Study Abroad Myth Debunked

Oct 8, 2018 10:54:00 AM / by Rachel Epp

Rachel Epp

Rachel Epp is an official CAPA vlogger for fall 2018, sharing her story in weekly posts on CAPA World. A Global Business major at Cedarville University, she is studying abroad in Shanghai this semester.

In this week's post, Rachel proves why one of the biggest study abroad myths out there – "studying abroad is too expensive" – is false, and discusses the ways in which she made study abroad work  for her financially. 

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Thanks, Rachel!

Rachel's journey continues every Tuesday so stay tuned.

Learn More about the CAPA Shanghai Program

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Posted in: Shanghai, China, Scholarships & Financing

Diversity Advocates Fall 2018 Scholars and Call for Spring 2019 Applicants

Oct 3, 2018 12:00:00 PM / by Jessie Gibson

At CAPA, we seek to foster increased student diversity and to provide all participants with the opportunity to explore, challenge and redefine their identities in distinct ways. Launched in Spring 2017, The Diversity Advocates Program (DAP) is an extension of this philosophy and provides resources for advocates to pursue diversity initiatives of their own within their global cities.

Now, it’s time to announce our Fall 2018 Scholars!

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Posted in: Study Abroad, Diversity Abroad, Money, Scholarships & Financing

How to Study Abroad on a Gilman Scholarship

Oct 1, 2018 4:05:00 PM / by Stephanie Sadler

Choosing to study abroad should not be a last second decision. It’s important to thoroughly evaluate your abroad destination and ask yourself, “Why is this right for me?” Are you interested in sightseeing with a heavy workload? Or perhaps you’d like to intern abroad focusing more on career skills. Regardless of your choice, it’s vital to plan ahead.

Once you’ve collected all the dates and deadlines from your school’s study abroad office, the next step is budgeting your trip. For example, when I decided to study and intern in London, it was necessary for me to apply for multiple scholarships. London is a very expensive city and I refused to let the cost of traveling affect my future plans.

I chose to apply for three scholarships: Two $1,000 scholarships through the University of Pittsburgh’s study abroad office and the Benjamin A. Gilman International Scholarship. The Gilman scholarship awards its summer recipients $2,500 and its semester recipients $5,000. The Gilman is truly a lifesaver for anyone in need of that extra cash cushion.

Thankfully for me, I was lucky enough to win one $1,000 grant and the $2,500 summer Gilman award. Believe me, it has made my travel abroad experience much less stressful and exceptionally more feasible—paying room and board and helping me travel beyond the city of London.

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Posted in: Dublin, Ireland, Scholarships & Financing

5 Ways to Live in London on a Student Budget

Aug 22, 2018 12:30:00 PM / by Kelly Allen

In this week's post, Kelly lists 5 ways students can live and thrive for a semester in London on a budget.

London exists as an incredible place filled with endless coffee shops, countless museums, peaceful parks, insanely gorgeous architecture, a million and one pubs, and pretty much everything you could ever really need in life. But everything has its downsides. London’s is that it’s expensive. It’s the New York City of Europe. The pound puts the U.S. dollar to shame. But fret not—it is possible to make the most of the city while living there for four months on a student budget or simply on a tight budget for that matter. Take a look at these 5 tips and London experiences to have for relatively cheap or free.

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Posted in: London, England, Scholarships & Financing

On Financing & Budgeting for Study Abroad: Setting Expectations

Jul 3, 2018 7:30:00 PM / by Stephanie Sadler

One of the biggest inhibitors that bars most from traveling and experiencing their world is money. Money makes the world go round, quite literally. In this blog post, I will attempt to provide you with a clear cut, frank synopsis on financing your study abroad. For the purposes of keeping this post at a desirable length to the reader I will focus on funding the trip once you have arrived in your new country. Of course I am in Australia, so we will zone in on what is necessary to survive here.

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Posted in: Sydney, Australia, Scholarships & Financing

The Gilman Scholarship: How to Look for Other Ways to Fund Study Abroad

Aug 7, 2017 8:30:00 AM / by Julie Ritz

A CAPA Student Interview: Sarah Pressler

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Photo: Me & Mauro. Meeting up with an old Twitter friend before the program started. I never thought we'd ever meet in real life, but here we are enjoying Italy! What a treat.

Meet Sara Pressler, a Public Administration major and Honors Studies minor from Texas State University who is studying abroad in Florence this semester, summer 2017. Below, she talks about being a recipient of the Gilman Scholarship, why she chose to study abroad, and ways you can look for more scholarship opportunities.

CAPA WORLD: Tell us a bit about yourself.
SARAH PRESSLER: My study abroad program has brought me from Texas State University in San Marcos, TX, to Florence, Italy. I'm finishing up my bachelor's degree in Public Administration and my minor in Honors Studies. In the fall I'll begin working on my Masters in Legal Studies with ABA Paralegal Certification. Texas State University is currently the only college in the state of Texas to offer a combination degree program where you earn your Masters AND certification as a Paralegal through an ABA (American Bar Association) program. It's an amazing opportunity for those of us who want to work in the legal field but do not want to, or cannot, attend law school. I'm looking forward to diving into the program! Other than academics, at the moment, my hobbies and interests are focused on my four children ages 20, 17, 15, and 13. Between home life and academic life, the only other interest I have is napping!

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Posted in: Interviews, Practical Study Abroad Advice, Florence, Italy, Financing Study Abroad, Scholarships & Financing

7+ Tips for Financing Your CAPA Study Abroad Experience

Jul 18, 2017 9:30:00 AM / by Stephanie Sadler

CAPA Ambassador Emily Mcgeary gets real about financing study abroad. 

When I bring up my study abroad experience to fellow students, professors, co-workers, friends, etc., I usually hear one of two thoughts. First, that they also studied abroad and had the most amazing time and then we go back and forth sharing our favorite memories with each other, or second, that they regret never doing it or they want to in the future, but feel they can’t because of their circumstances. One of those circumstances tends to be that they don’t have the money. They believe studying abroad is expensive.

Well, they’re right.

Spending a semester studying overseas has major costs such as airfare, tuition, transportation, and of course there’s also that exchange rate which may or may not be in your favor. But think about all the things you have paid for or are currently paying for. College is expensive. A car is expensive. Life is generally expensive. Just because something is expensive though, doesn’t mean you have to rule it out completely or give up on a dream.

When I studied abroad last semester, I used an array of approaches to find the money to pay for it. It was a goal I’d had for such a long time and I was determined to see it met. I don’t want any students who have the dream to study abroad to let it go because of financial circumstance. So, I’ve decided to share with you the strategies and resources I used to pay for my CAPA experience.

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Posted in: Barcelona, Spain, Scholarships & Financing

The Complete Guide to Financing Your Study Abroad Experience

Jun 29, 2017 11:30:00 AM / by Regan Charie

Thinking about paying for college can be overwhelming and stressful- including affording study abroad. However, because there are so many benefits of studying abroad, you have to realize you're making an investment in your future by going on this journey. With careful planning and determination, financing your experience abroad is certainly doable, and in many years to come you’ll be thankful that you took the time to research your options. Below are a few tips that will help you plan out your finances before and during study abroad to help you succeed!

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1. Prepare Yourself Early

The earlier you start planning for the study abroad the better off you’ll be! Not only will you have saved more money, but you’ll be mentally prepared to pay for study abroad. Sometimes you get frightened hearing about owing money, but if you find out far enough in advance, the figure seems lower because you’ll have more time to prepare.

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Posted in: Shanghai, China, Scholarships & Financing